Morton Michel
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Childcare insurance intermediary with a dedicated nursery package and separate products for other childcare settings.
Visit provider website ↗ (opens in a new tab)Request a quote for your nursery. This profile is not a policy recommendation.
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Prepare your insurance conversation
Check with the provider: The linked nursery summary names QBE; older website terms still mention Covéa. Use the insurer and wording stated in your actual quote.
Provider type
Insurance broker/intermediary
Nursery settings served
Childminder, Day nursery, Out-of-school or holiday club, Pre-school/playgroup
Cover types shown
Buildings, Business interruption, Contents/equipment, Cyber, Directors’ and officers’ liability, Employers’ liability, Legal expenses, Personal accident, Professional indemnity, Public liability
Areas served
England, Northern Ireland, Scotland, Wales
How to get a quote
Broker consultation, Online quote, Phone quote
Advice and recommendation
Not confirmed
Insurer/underwriter
QBE UK Limited; legal expenses: ARAG Legal Expenses Insurance Company Limited. Confirm your quoted product.
FCA firm reference number
527300 — Morton Michel Ltd
Cover details
Nursery cover includes liability, property and business interruption sections. Buildings and cyber are shown as optional. Other setting types use separate products.
Limits and sub-limits
Nursery summary states employers’ liability up to £10m including costs. Other amounts and selected sections depend on your schedule.
Excesses and exclusions
The current summary distinguishes claims-made professional indemnity, directors’ liability and cyber from occurrence-based sections. Check notification deadlines, security conditions and excesses.
Claims support
Follow the claim-notification contacts in your policy; separate sections may have different handlers.
Information needed for a quote
Ask for the current nursery application and specify your activities, premises, staffing and claims history.
Sources & research
Checked: 2026-10-09. Information is based on the sources below; quotes and policy terms can change.
- Nursery product and optional covers ↗
- Current linked nursery policy summary ↗
- Products, regulatory identity and UK scope ↗
Reference is provider-published, not independently verified against the FCA register in this research. Check the legal entity, current permissions and contact details on the official register before arranging cover.
Search the official FCA register ↗Directory inclusion is not an endorsement. Confirm current prices, features and suitability with the provider before purchasing.