Everywhen (formerly Towergate)
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Broker with a dedicated nursery team and an advised quote process.
Visit provider website ↗ (opens in a new tab)Request a quote for your nursery. This profile is not a policy recommendation.
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Prepare your insurance conversation
Check with the provider: Employers’ liability and its limit need confirmation in the current quote; no amount inferred from older Towergate material.
Provider type
Insurance broker/intermediary
Nursery settings served
Day nursery, Out-of-school or holiday club
Cover types shown
Abuse-related liability, Buildings, Business interruption, Contents/equipment, Legal expenses, Personal accident, Public liability
Areas served
Not confirmed. Ask the provider.
How to get a quote
Broker consultation, Phone quote
Advice and recommendation
Advice and a recommendation offered
Insurer/underwriter
Not confirmed for the current nursery quote. Ask which insurer covers each section.
FCA firm reference number
313250 — Advisory Insurance Brokers Limited
Cover details
Nursery package describes property, public liability including abuse, and personal accident. Out-of-school and holiday activities can be included.
Limits and sub-limits
Public page states 24-month business interruption as standard. Request liability limits and all sub-limits.
Excesses and exclusions
Page lists coronavirus, communicable disease, cyber incidents and wear/tear as exclusions. Separate cyber arrangements are not assumed here.
Claims support
Nursery claims team: 0330 1235921 or careclaims@everywhen.co.uk.
Information needed for a quote
Arrange a discussion with the nursery team and request its application checklist.
Sources & research
Checked: 2026-10-09. Information is based on the sources below; quotes and policy terms can change.
Reference is provider-published, not independently verified against the FCA register in this research. Check the legal entity, current permissions and contact details on the official register before arranging cover.
Search the official FCA register ↗Directory inclusion is not an endorsement. Confirm current prices, features and suitability with the provider before purchasing.